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No, you don’t get a discount with the Walmart Credit Card. However, the card offers rewards, which are pretty similar. Both the Walmart Credit Card and the Walmart® Store Card offer up to 5% cash back on Walmart.com purchases (including pickup and delivery orders) and 2% cash back at Walmart stores, Murphy USA, and Walmart gas stations.
Walmart Credit Card Rewards
- Earn 5% cash back on Walmart.com purchases, including pickup and delivery
- Earn 2% cash back on purchases in Walmart® stores, Murphy USA and Walmart® fuel stations, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
- Introductory offer: Earn 5% cash back on purchases in Walmart® stores for the first 12 months when you use your card with Walmart Pay
- Redeem rewards for cash back, statement credits, purchases on Walmart.com, travel and gift cards
It is worth noting that Walmart does offer discounts, but you don’t need to use a Walmart Credit Card to get them. Walmart+ members get fuel discounts of up to 10 cents per gallon at participating Walmart, Exxon, Mobil, and Murphy USA gas stations.
When using your Walmart Credit Card at the gas pump, you can access your membership page from the Walmart mobile app and follow the instructions to get the discount. Walmart+ memberships are available to all customers for a yearly fee of $98 (or $12.95 per month). There’s also a 30-day free trial period.
Please note: The Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card may no longer be available to new applicants. Information presented on this page may no longer be accurate.
This answer was last updated on 04/24/24 and it was first published on 06/08/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
It is worth noting that Walmart does offer discounts, but you don’t need to use a Walmart Credit Card to get them. Walmart+ members get fuel discounts of up to 10 cents per gallon at participating Walmart, Exxon, Mobil, and Murphy USA gas stations.
When using your Walmart Credit Card at the gas pump, you can access your membership page from the Walmart mobile app and follow the instructions to get the discount. Walmart+ memberships are available to all customers for a yearly fee of $98 (or $12.95 per month). There’s also a 30-day free trial period.
Please note: The Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card may no longer be available to new applicants. Information presented on this page may no longer be accurate.
Capital One Walmart Rewards® Mastercard®
Capital One Walmart Rewards® Mastercard®
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What are the best Walmart Credit Card benefits?
The best Walmart Credit Card benefits are 1-5% cash back on purchases and the ability to build credit without paying an annual fee. These perks are certainly good to have, though it’s important to note that they’re also relatively common credit card benefits. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as...
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How do Walmart credit card promotions work?
The best Capital One Walmart Rewards® Mastercard® promotion is earn 5% back on Walmart purchases made online or through the Walmart mobile app. Cardholders do not need to do anything specific to take advantage of this Walmart Credit Card promotion, as it applies automatically. There are a few other noteworthy Walmart Credit Card promotions to take advantage of as well.
Walmart Credit Card Promotions for June 2024
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Does Walmart Credit Card have a 0% APR intro period for new purchases?
No, the Walmart Credit Card does not have a 0% interest promotion for either purchases or balance transfers. The same applies for the Walmart® Store Card. These cards were not designed as a financing option. Instead, they are more suitable for frequent Walmart customers. For instance, the Walmart Credit Card offers 5% on Walmart.com purchases.
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